PalmPay is a digital finance platform that provides users with an easy-to-use digital wallet that offers account opening, money transfer, and bill payment services. With PalmPay, users can enjoy fast and reliable payments, with no charges, to any PalmPay user or Nigerian bank account. The platform also offers rewards to users through discounts and cashback. The company is licensed by Central Bank of Nigeria as an Mobile Money Operator and ensures that deposits are insured. Additionally, PalmPay offers partnerships with agents and POS to provide greater accessibility to its services.