IFH Lab (originally Innovate Financial health) is a six-month program by Fintech Cadence for startups focused on improving the financial lives of Canadians, particularly those more financially vulnerable. They provide selected startups with access to funding, users, data, research, mentorship, real-estate and a peer network to support their ability to scale. Additionally they provide to startups access to an unparalleled network of stakeholders from financial institution executives, to government representatives, to venture capital firms, to impact investors, to financial empowerment nonprofits.